THE INVISIBLE DANGERS OF EVERYDAY LIFE
- A nighttime emergency can lead to a mistake that ends in a multi-million dollar lawsuit.
- A total or partial disability ends your ability to operate.
- A serious illness forces you to stop your practice for months or years.
- A malpractice lawsuit puts your assets or reputation at risk.
REFLECTION
Impact of stress on high-demand surgeons
Hypertension, heart attacks, gastritis, chronic insomnia, carpal tunnel syndrome, and psychological illnesses such as burnout, anxiety, and depression can all lead to professional consequences such as surgical errors, labor disputes, and loss of reputation and quality of surgical services.
Burnout Syndrome
Carpal Tunnel Syndrome in Physicians and Surgeons: An Occupational Risk
Carpal tunnel syndrome poses a significant risk to physicians and surgeons due to the demanding and repetitive nature of their work.
This condition, which primarily affects professionals between the ages of 30 and 60, can have a significant impact on a doctor's career, especially during the peak of their career.
Understanding risk factors and preventive measures is crucial to maintaining the health and professional longevity of these medical specialists.
SPECIFIC CAUSES OF CARPAL TUNNEL
Long surgeries require constant, precise hand movements for hours, increasing stress on the tendons and nerves in the carpal tunnel.
Holding your hands in fixed, awkward positions for long periods increases pressure within the carpal tunnel, compromising circulation and nerve function.
Handling surgical tools that require strength and precision can overload the tendons and structures of the wrist, causing inflammation and friction in the affected area.
Extensive operations without adequate breaks do not allow tissue recovery, increasing the risk of developing the syndrome.
SITUATIONS THAT HAPPEN AND ARE NOT FORESEEN
- Organic losses
- Surgical risks
- Premature death
- Live many years
- Labor disputes and abandonment of the practice
- Low liquidity
- Loss of reputation
- Tax risks
- Bad decisions
WE ARE SPECIALISTS IN COVERING THE VALUE OF YOUR EYES AND YOUR HANDS
HOW CAN WE HELP YOU?
Investment fund:
- You earn attractive returns on UDI-indexed instruments that grow with inflation and maintain their purchasing power over time.
- We capitalize your money through compound interest.
“TODAY WE ACCEPT CASH PAYMENTS”
Death
- You protect your FAMILY's financial well-being forever by leaving them a guaranteed sum.
- Immediate liquidity to cover succession costs
- Tax-free for beneficiaries
Total or permanent disability
- In the event of total and permanent disability, the insured amount contracted for this benefit is paid in a single installment or in 24 equal and consecutive monthly installments.
Organic losses
- In the event of total and permanent disability, the insured amount contracted for this benefit is paid in a single installment or in 24 equal and consecutive monthly installments.
- Loss of both hands, both feet, or sight in both eyes 100%
- Loss of a hand and a foot 100%
- Loss of a hand or foot, along with the sight of one eye 100%
- Loss of a hand or foot 50%
- Loss of sight in one eye 30%
- Loss of thumb on one hand 25%
- Loss of index, middle, ring and little fingers of one hand 25%
- Loss of index finger of either hand 10%
- Loss of ring, middle or 5% fingers
Reasons for granting Total and Permanent Disability
Conditions such as multiple sclerosis or Parkinson's disease can progressively affect the physician's mobility and coordination, making it difficult to perform basic and complex tasks.
Strokes or traumatic brain injuries can cause significant motor and cognitive deficits, making safe professional practice impossible.
Blindness or significant, uncorrectable visual impairment may prevent accurate diagnoses and interpretation of medical images.
Conditions such as paraplegia or tetraplegia severely limit a physician's ability to perform essential physical examinations and procedures.
Monterrey New York Life Insurance defines ITP as the irreversible inability to perform any paid activity due to illness or accident.
In the case of physicians and surgeons, ITP is determined by the inability to perform the essential functions of their job, such as performing surgeries or surgical procedures.
It is important that the surgeon is completely unable to practice safely and effectively.
Although the surgeon may be able to perform other duties, if he or she is unable to perform his or her primary surgical duties, the company may consider him or her an ITP.
Determination of Claim Payment
Once total and permanent disability has been determined, Seguros Monterrey New York Life will proceed with the claim payment as stipulated in the policy. This payment can be a single lump sum or in 24 monthly installments.
ECONOMIC IMPACT OF DISABILITY
Reduction of income
This situation is exacerbated if the surgeon cannot return to his or her regular practice and requires extended time for recovery or retraining. Beyond the loss of income, facing a disability could lead to additional expenses, medical treatment, rehabilitation, and changes in the work environment.
Therefore, specific insurance that covers disability due to the loss of critical abilities such as hands and eyes is compensation or an income that compensates for the loss of income and helps the surgeon.
Why invest in UDIS?
For any investor, the main concern is to preserve the value of their money over time and overcome the effects of inflation. According to specialists, investing in Investment Units (UDIS) is presented as an attractive opportunity for those who seek to keep their capital safe in the long term.
From 1995 to 2024, UDIS grew by 730%, while the dollar grew by only 190%.
- In 1995 the value of UDI 1 peso
- En 2024 el valor UDI 8.30 pesos
- If you had invested $1,000,000 pesos in UDI you would currently have $8,300,000 pesos
- If you had invested $1,000,000 pesos in dollars, you would currently have $3,466,666 pesos
Phone number
449- 241 -6423
lps.lifeplanningsolutions@gmail.com
Visit us
Aguascalientes
English 
Spanish 
Japanese